my view on credit card_银行口语creditcard

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Directions: For this part, you are allowed 30 minutes to write a short eay on the topic of

Credit Cards.You should write at least 120 words following the outline given below in Chinese:

1.越来越多的人使用信用卡，信用卡有哪些好处

2.信用卡的弊端

3.你自己的观点

my view on credit card

Today's society is highly developed technological society.It is quite easy to notice that an increasing number of people use credit cards.What has made the using credit cards like a fashion? Many

people use the credit cards holding the point that using credit cards bring them greatly convenience.We can go shopping with only a credit card instead of cash to pay for goods.Like a coin has two sides,there are some arguments against using credit cards.In the first place,Some people find it very easy to exceed their budget,and become quickly overburdened by debt.In the second place,the credit cards often charge a high rate of interest,which brings the problems for these people.As far as I am concerned, wisely use credit cards can improve the quality of people's lives.They can really give ua many conveniences if we handle it properly.