银行英语_银行常用英语

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常用银行英语

存户 depositor存款单 pay-in slip

存款单 a deposit form自动存取机 a banding machine 存款 to deposit存款收据 deposit receipt

私人存款 private deposits存单 certificate of deposit

存折 deposit book, pabook信用卡 credit card

本金 principal透支 overdraft, overdraw

双签 to counter sign兑现 to cash

兑付 to honor a cheque拒付 to dishonor a cheque

止付 to suspend payment支票 cheque/check

支票本 cheque book记名支票 order cheque

不记名支票 bearer cheque横线支票 croed cheque

空白支票 blank cheque空头支票 rubber cheque

票根 cheque stub/counterfoil现金支票 cash cheque

旅行支票 traveler's cheque转帐支票 cheque for transfer 未付支票 outstanding cheque已付支票 canceled cheque

伪支票 forged cheque庄票/银票 Bandar's note

行长 president储蓄银行 savings bank

大通银行 Chase Bank花旗银行 National City Bank of New York 汇丰银行 Hongkong Shanghai Banking Corporation

麦加利银行 Chartered Bank of India, Australia and China

中央银行 central bank/ national bank/banker's bank

发行币银行 bank of iue/bank of circulation

商业银行/储蓄信贷银行 commercial bank

储蓄信贷银行 member bank/credit bank

贴现银行 discount bank汇兑银行 exchange bank

委托开证银行 requesting bank开证银行 iuing bank, opening bank 通知银行 advising bank, notifying bank议付银行 negotiation bank

保兑银行 confirming bank付款银行 paying bank

代收银行 aociate banker of collection委托银行 consigned banker of collection 清算银行 clearing bank本地银行 local bank

国内银行 domestic bank国外银行 overseas bank

钱庄 unincorporated bank银行分行 branch bank

信托储蓄银行 trustee savings bank信托公司trust company

金融信托公司 financial trust信托投资公司 unit trust

银行的信托部 trust institution银行的信用部 credit department 商业信贷公司/贴现公司 commercial credit company/discount company

街道储蓄所neighborhood savings bank, bank of deposit

自助银行 self-service bank建设银行 construction bank

工商银行 industrial and commercial bank交通银行 bank of communications 互助储蓄银行 mutual savings bank邮局储蓄银行 post office savings bank

抵押银行 mortgage bank, building society实业银行 industrial bank

家宅贷款银行 home loan bank准备银行 reserve bank

特许银行 chartered bank往来银行 corresponding bank

承兑银行 merchant bank, accepting bank投资银行 investment bank

合资银行 joint venture bank钱庄 money shop, native bank

信用社 credit cooperatives票据交换所 clearing house

公共会计 public accounting商业会计 busine accounting

成本会计 cost accounting折旧会计 depreciation accounting

电脑化会计 computerized accounting总帐 general ledger

分户帐 subsidiary ledger现金出纳帐 cash book

现金帐 cash account日记帐/流水帐 journal/day-book

坏帐 bad debts投资 investment

结余 surplus游资 idle capital

经济周期 economic cycle经济繁荣 economic boom

经济衰退 economic receion经济萧条 economic depreion

经济危机 economic crisis经济复苏 economic recovery

通货膨胀 inflation通货收缩deflation

货币贬值 devaluation货币增值 revaluation

国际收支 international balance of payment顺差 favourable balance

逆差 adverse balance硬通货 hard currency

软通货 soft currency国际货币制度 international monetary system 货币购买力 the purchasing power of money货币流通量 money in circulation 纸币发行量 note iue国家预算 national budget

公债 public bond股票 stock, share

债券 debenture国库券 treasury bill

债务链 debt chain套汇汇率 cro rate, arbitrage rate 外汇储备 foreign currency(exchange)reserve

外汇波动 foreign exchange fluctuation外汇危机 foreign exchange crisis 贴现 discount贴现率 discount rate, bank rate

黄金储备 gold reserve金融市场 money /financial market 股票交易所 stock exchange经纪人 broker

佣金 commiion簿记 bookkeeping

簿记员 bookkeeper申请单 an application form

对帐单bank statement信用证 letter of credit

保险库 strong room/vault等价税则 equitable tax system

签字式样 specimen signature营业时间banking hours, busine hours 付款方法 mode of payment

现金付款 payment by cash||cash payment/payment by ready cash

以支票支付 payment by cheque以汇票支付 payment by bill

以物品支付 payment in kind付清/支付全部货款 payment in full/full payment 支付部分货款/分批付款 payment in part/part payment/partial payment

记帐付款/会计帐目内付款 payment on account

定期付款 payment on term年分期付款 annual payment

月分期付款 monthly payment/monthly instalment

延滞付款 payment in arrear预付货/先付 payment in advance/prepayment 延付货款 deferred payment立即付款 prompt payment/immediate payment

暂付款 suspense payment延期付款 delay in payment/extension of payment 支付票据 payment bill

名誉支付/干与付款 payment for honour/payment by intervention

结帐/清算/支付 settlement分期付款 instalment

滞付/拖欠/尾数款未付 arrears特许拖延付款日 days of grace

付款 to pay/to make payment/to make effect payment

结帐 to settle/to make settlement/to make effect settlement/to square/to balance 支出/付款 to defray/to disburse结清 to clear off/to pya off

请求付款 to ask for payment/to request payment

恳求付帐 to solicit payment拖延付款 to defer payment/to delay payment 付款被拖延 to be in arrears with payment

还债 to discharge迅速付款 to pay promptly

付款相当迅速 to pay moderately well/to pay fairly well/to keep the engagements regularly 付款相当慢 to pay slowly/to take extended credit

付款不好 to pay badly/to be generally in arrear with payments

付款颇为恶劣 to pay very badly/to never pay unle forced

拒绝付款 to refuse payment/to refuse to pay/to dishonour a bill

惠请付款 kindly pay the amount/please forward payment/please forward a cheque.索取利息 to charge interest

附上利息 to draw interest/to bear interest/to allow interest

生息 to yield interest生息3% to yield 3%

存款 to deposit in a bank/to put in a bank/to place on deposit/to make deposit

在银行存款 to have money in a bank/to have a bank account/to have money on deposit 向银行提款 to withdraw one's deposit from a bank

换取现金 to convert into money/to turn into cash/to realize

打折扣购买 to buy at a discount打折扣出售 to sell at a discount 打折扣-让价 to reduce/to make a reduction减价 to deduct/to make a deduction 回扣 to rebate现金折扣 cash discount

货到付款/现金提货 cash on deliver(C.O.D.)货到付现款 cash on arrival

即时付款 prompt cash净价/最低价格付现 net cash

现金付款 ready cash即期付款 spot cash/cash down/cash on the nail 凭单据付现款 cash against documents凭提单付现款 cash against bills of lading 承兑交单 documents against acceptance(D/A)

付款交单 documents against payment(D/P)

追加信用证 additional credit||additional L/C

信用证金额 amount of credit赊帐金额 credit balance

可撤消信用证 revocable L/C不可撤消信用证 irrevocable L/C

保兑信用证 confirmed L/C不保兑信用证 unconfirmed L/C

可转让信用证 aignable L/C||transferable L/C

银行信用证 banker's L/C有追索权信用证 with recourse L/C

无追索权信用证 without recourse L/C单一信用证 simple credit

无条件信用证 open credit/free credit普通信用证 general letter of credit

旅行信用证 circular letter of credit特别信用证 special letter of credit

信用证底帐 letter of credit ledger信用证发行帐 letter of credit iued account 信用证金额 amount of credit信用证余额/信用证结欠 credit balance 开立信用证 to open a credit

通过银行开立信用证 to establish a credit through a bank

电开信用证 to cable a credit取消信用证 to cancel a credit

开出信用证 to iue a credit在某银行开立信用证 to arrange a credit with a bank 修改信用证 to amend a credit延展信用证有效期 to extend a credit

增加信用证面额 to increase a credit寄出信用证 to send a credit

请发给信用证 to take out a credit请入收款人的户号 account payee

请支付票款 advice to pay cheques惠请通知该支票的经过 advise fate

金额有错误 accounts differ签名有误|印鉴不符 signatures differ

保证付款 good for payment请照会发票人 refer to drawee(R.D.)

无交易 no account

款额不足/存款不足 not sufficient(N.S.)/no sufficient funds(N.S.F.)

已无存款 no funds需要出具拒绝证书 to be protested

没有通知 no advice未受指示 no orders

禁止转让/不可转让 non-transferable/not transferable

已付款 received payment||payment received

上开价金已收到 value received||for value received

上开价金系经核算 value in account上开金额与发票相同 value as per invoice 上开金额与通知书相符 value as per advice

无追索权 without recourse有追索权/偿还请求权 right of recourse 请求偿还清单/清偿帐户 recourse account

外贸术语

价格术语trade term(price term)运费freight

单价price码头费wharfage

总值total value卸货费landing charges

金额amount关税customs duty

净价net price印花税stamp duty

含佣价price including commiion 港口税portdues

回佣return commiion装运港portof shipment

折扣discount,allowance卸货港port of discharge

批发价wholesale price目的港portof destination

零售价retail price进口许口证inportlicence

现货价格spot price出口许口证exportlicence

期货价格forward price现行价格（时价）current price 国际市场价格world(International)Marketprice

离岸价（船上交货价）FOB-free on board

成本加运费价（离岸加运费价）C&F-cost and freight

到岸价（成本加运费、保险费价）CIF-cost,insurance and freight