以房养老 中英文稿_以房养老理论是众多

以房养老 中英文稿由刀豆文库小编整理，希望给你工作、学习、生活带来方便，猜你可能喜欢“以房养老理论是众多”。

A：随着我国逐步进入老龄化社会，老年人的养老问题成为摆在政府面前一个重要的课题。一种在美国、加拿大等发达国家被证明较为成熟有效的养老方式——“以房养老”模式在中国各地展开。所谓以房养老，就是指老人将自己的产权房抵押出去，以定期取得一定数额养老金或者接受老年公寓服务的一种养老方式，在老人去世后，银行或保险公司收回住房使用权。按计划该政策会于2014年上半年试行推广。

B：House-for-pension program is a newly heard policy in China, in other words, it’s still in the pilot period.Because it’s borrowed, in some extent, it can’t be adapted by Chinese.On the one hand, China can’t provide a fair legal environment, so it’s a big challenge to fairly operate, manage and implement the action of related sections, which includes real estate industry, finance, social security and insurance.On the other hand, as we all know, the price of real estate is super high now, and it will be higher and higher, people couldn’t afford it, how could the old get pension from house if they couldn’t buy and own it?